Equities First Holdings, LLC is also known as EFH. It is an international lender and a leader in alternative shareholder financing services. The company has been experiencing more traction in stock-based and margin loans in an economic era where banks and lending institutions have made the lending criteria tight. This is according to an article published by Marketwired in July 2016. Equities First Holdings is gaining popularity as another form of lending for borrowers who require coming up with fast capital and those who are not candidates for the traditional credit-based loans. Many banks have recently cut down their lending options, increased interest rates, and tightened loan qualifications despite the fact that there are other available options for such borrowers.
Al Christy Jr. is the CEO and founder of EFH. Christy says that loans that are collateralized by stocks are an innovative borrowing option for people who are looking for working capital. He adds that stock-based loans usually have a loan-to-value ratio that is higher compared to margin loans. They also offer an interest rate that is fixed and provides certainty through the transaction life. Christy stated that stock-based loans frequently offer a hedge since the borrower is minimizing their investment risk in the downside market. He continues to say that majority of stock-based loans comprise of a non-recourse element that enables a borrower to leave a stock loan at any time.
EFH was established in 2002. It offers alternative financing solutions and supplies capital against stocks that are publicly traded to allow their customers to meet their professional and personal goals. The company has managed to complete more than 650 transactions. It is estimated to be worth $1.4 billion. Equities First Holdings is an international company. It has offices in nine countries. The company has employed top professionals who have experience and expertise in their field of work. They offer customized services to their clients and contact it.